Practical guides

Concrete procedures and key rules for employees, employers and independent workers in Morocco.

Social protection

CNSS contribution rates branch by branch, employee and employer shares, the 6,000 MAD ceiling, AMO, family all…

Retirement age, the 3,240-day contribution minimum, how the CNSS pension is calculated, the 70% cap, early ret…

How to obtain a CNSS (Moroccan social-security) registration number, whether you are an employee, an employer …

What Morocco's compulsory health-insurance scheme (AMO) covers for a private-sector employee, benefits, reimbu…

A practical checklist for starting your first job in Morocco, documents to gather, HR checks, social-rights se…

How Morocco's IDMAJ graduate-insertion contract works, eligibility, employer and candidate benefits, step-by-s…

The income tax brackets applied to Moroccan salaries, the professional-expenses deduction, dependant relief, a…

How annual paid leave accrues in Morocco, base entitlement, seniority uplift, scheduling, cash-out on terminat…

The three main Moroccan employment-contract types, when each can be used, and common pitfalls to avoid.…

The legal list of paid holidays for private-sector employees in Morocco, fixed civil dates, moving religious d…

How statutory severance pay is computed in Morocco under Labour Code article 53, exclusions, step-by-step exam…

The difference between Moroccan employment, salary and end-of-service certificates, what each is for, how to r…

A line-by-line breakdown of a Moroccan payslip, gross, CNSS, AMO, IR withholding, take-home pay, mandatory fie…